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EconomicsCompletedCollaborative

Informal Markets & Digital Credit

Evaluating how mobile micro-credit reshapes liquidity, risk, and bargaining power among informal-market vendors across three regional economies.

PI · Dr. Priya VenkateshDr. Priya Venkatesh, S. Cohen, A. Diallo

Objectives

  • Quantify credit uptake across vendor cohorts
  • Measure effects on inventory and income volatility
  • Surface design risks in algorithmic lending

Methodology

A clustered randomized rollout with administrative transaction data and qualitative vendor interviews over eighteen months.