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Economics
Informal Markets & Digital Credit
Evaluating how mobile micro-credit reshapes liquidity, risk, and bargaining power among informal-market vendors across three regional economies.
Objectives
- →Quantify credit uptake across vendor cohorts
- →Measure effects on inventory and income volatility
- →Surface design risks in algorithmic lending
Methodology
A clustered randomized rollout with administrative transaction data and qualitative vendor interviews over eighteen months.